Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1, 406 (all-time)
Covering all circuits
Showing 21 - 30 of 1406
Jan 14, 2026 M. Ruthie Hagan
Last week, we reported on how Bankruptcy Judge M. Ruthie Hagan of Memphis, Tenn., interpreted the Supreme Court’s Till decision to mean that a fully secured holder of a second mortgage to be paid in.....
Jan 13, 2026 Tyson A. Crist
One of the BAPCPA amendments in 2005, Section 521(i)(1), is unforgiving.  If a chapter 13 case is dismissed automatically for failure to file all required papers within 45 days, the bankruptcy court.....
The Ninth Circuit Bankruptcy Appellate Panel wrote a handbook for bankruptcy judges writing vexatious litigant orders with prefiling injunctions. The panel issuing the per curiam, nonprecedential.....
Jan 07, 2026 M. Ruthie Hagan
Sitting in the Sixth Circuit, Bankruptcy Judge M. Ruthie Hagan of Memphis, Tenn., decided that the Eighth Circuit had better authority interpreting Till and providing guidance for fixing the rate of.....
Jan 06, 2026 Peter C. McKittrick
Chief Bankruptcy Judge Peter C. McKittrick of Portland, Ore., wrote an opinion with the effect of a local rule telling chapter 13 debtors to use common sense in deciding how much detail to include in.....
Although it makes sense and would require fewer judicial resources, the governing statute does not permit withdrawing a lawsuit directly to the bankruptcy court in another district or another state.....
Dec 15, 2025 Patricia M. Mayer
Even after the Supreme Court’s Jarkesy decision last year, bankruptcy courts retain power under Section 362(k) to award actual and punitive damages for willful violations of the automatic stay because.....
Dec 12, 2025 Thomas M. Horan
Effective in 2020, Congress amended Section 547(b) by requiring a debtor or trustee to perform “due diligence” before filing a preference complaint, covering the defendant’s “known or reasonably.....
Dec 11, 2025 Pamela W. McAfee
For debtors in chapter 7, the sale of cryptocurrency is considered “income” in the calculation of current monthly income and in deciding whether there is a presumption of abuse, in the eyes of.....
Dec 09, 2025 Jeffery A. Deller
Sometimes, it’s impossible to find precedent for a self-evident proposition. Here’s one where you won’t have that problem: A chapter 13 debtor cannot pay nondischargeable debt in full while paying.....