Consumer Bankruptcy

New Mexico Feb 9, 2026

If Personal Liability on a Mortgage Was Discharged, Is Confirmation Possible in ‘13’?

When there was a prior discharge of personal liability on a mortgage note, what’s the theory for confirming a plan in a subsequent chapter 13 case?
10th Circuit Feb 3, 2026

Two BAPs Now Uphold Sanctions Alongside Voluntary Dismissals Under Section 1307(b)

The Tenth Circuit BAP holds that dismissal is not automatic and immediate when a chapter 13 debtor moves to dismiss voluntarily under Section 1307(b).

$12 Million in Gambling Losses Made Taxes Nondischargeable for Five Years

Circuits are split on whether nonpayment of taxes alone establishes the ‘conduct’ requirement making taxes nondischargeable for having evaded payment of taxes.

Legislative Highlights February 2026

Congress Passes “Bankruptcy Administration Improvement Act” The House of Representatives passed (voice vote) S. 3424, the “Bankruptcy Administration Improvement Act of 2025,” 1 to double the compensation payable to chapter 7 trustees in no-asset cases, extend the sunset

Congress Needs to Fix the Mess Created by the Supreme Court in Lamie

Unlike debtors in chapter 13, chapter 7 debtors cannot pay counsel with estate property. There may be no workaround allowing chapter 7 debtors to pay counsel before filing for services to be performed after filing.

Collecting a Sanction May Be Enforced by Contempt Rather than Writ of Execution

A district court in New York affirmed Bankruptcy Judge Paek by holding that collection of a sanction for a stay violation doesn’t require a writ of execution under Federal Rule 69(a).

No Loopholes in Section 362(b)(21) Allowing Foreclosure Against an Ineligible Debtor

Even if a debtor is ineligible to file again under Section 109(g), another filing does create a stay, but it’s not applicable to enforcement of a lien against real property.